Below is a link to a video illustrating how the online Reserve (ML) tool works. The beauty of the tool is that it is simple, utilizes alternative methods to set reserves (vs. traditional Actuarial methods), and can be performed via iPhone or any other platform.
In short, this is a vanilla model (stripped down). It is stripped down b/c I am using a free server to showcase. This can be customized based on important features unique to the business (life, health, auto, ..). Typically a customized version would be at the member level and use more many more features, but again, this is a stripped down simple illustration of how it works.